umask question

[Chris Marget]

> If I "umask 0" and create a file, that file is coming out 666 instead of
> 777.  Am I missing something?

from samag.com:

   The default file creation mode for files in UNIX is 0666.
   For directories, the default creation mode is 0777. The
   umask is another octal number that is subtracted from the
   default creation permission.

/chris