[OT] Retirement, 401k, Subcontracting

[scott at MIT.EDU (Scott R Ehrlich)]

Hello to all:

I have been subcontracting for a few years now via placement agencies, and my
current agency does NOT have a 401k plan.   If my contract is renewed, and I am
not taken on as a direct-hire, what have people done for their retirement
investments?

I am also saving for a house (my wife works f/t as well).   My paycheck is going
towards a house, and hers for paying bills.   I am in my mid 30s, if that makes
a difference.

Thanks for any insight and ideas.

Scott